Global Psytech’s Creditworthiness Analytics is revolutionising risk assessment in the finance industry by leveraging cutting-edge big data, machine learning, and artificial intelligence technologies. Our comprehensive suite of solutions supports sustainability initiatives, promoting financial inclusion, green finance, Islamic finance, digital finance, social finance, and investment risk management. These solutions deliver significant value by improving financial literacy, credit decisions, fostering responsible investments, understanding client risk preferences, and tailoring investment products to maximise returns and mitigate risks.
Our flagship product, General Financial Insights (GFI) stands out for its Shariah-compliant nature, ensuring adherence to ethical finance principles and exemplifies excellence in financial analytics catering to a wide range of end users and corporates. We are proud of this solution as it enables value-based intermediation and responsible financial services.
Value to SMEs
For small and medium enterprises (SMEs), our solutions offer comprehensive AI-based portfolio monitoring and early risk warnings, enabling faster and more informed credit decisions. This enhances financial inclusion and supports sustainable business practices through green finance and climate financing initiatives.
Value to Micro-Enterprises
Micro-enterprises and unbanked entrepreneurs benefit immensely from our advanced AI algorithms, which provide precise risk assessments. This allows lenders to confidently extend credit to micro businesses, fostering their growth and stability. Our solutions expedite lending decisions and offer tailored financial solutions, ensuring micro-enterprises access the necessary resources to thrive.
Value to the Retail Sector
In the retail sector, our risk assessment capabilities are essential for accurately scoring consumer credit applications and providing lenders with insightful consumer behavior analytics. By enhancing financial literacy and decision-making capabilities, this increases financial inclusion and supports the adoption of green, Islamic, and digital finance practices in the retail sector.
Value to Investment Firms
Our Creditworthiness Analytics delivers advanced investment risk profiling and assessment, enabling firms to tailor investment products to match client risk profiles. This attracts and retains investors by offering personalised investment strategies that match their risk tolerance and financial goals. Comprehensive market insights aid in data-driven decisions, maximising returns and mitigating risks.
Social Finance
All our solutions are able to integrate social finance principles to support community-based projects and socially responsible investments. By promoting financial inclusion and ethical finance, this helps to drive positive social impacts and fosters sustainable economic development.
Financial and Digital Finance Literacy
Our solutions also emphasise on the importance of financial and digital finance literacy. We enhance the financial knowledge and capabilities of individuals and businesses by providing assessments, educational resources and suggested interventions. This empowers individuals to make informed financial and investment decisions, promotes financial behaviour, and supports the adoption of sustainable and inclusive financial practices.